Landfall London

Moving from the US to London

Most Americans who move to the UK for work land in London. This guide covers what works differently in England, what to ask your employer before you go, and where to live, from Kensington to the Surrey suburbs.

What's different in London

London follows the rules for England. These are the parts that most often surprise Americans.

Buying

Nothing is binding until exchange

You make an offer through the estate agent, but either side can walk away until contracts are exchanged, often months later. You arrange your own survey.

Property tax

Stamp Duty Land Tax

You pay SDLT to HMRC. Higher rates apply if you still own your US home, and there's a 2% surcharge if you buy before you're UK resident.

Flats

Most flats are leasehold

You own a lease for a set number of years and pay service charges, and sometimes ground rent. Always check how many years are left.

Renting

Rolling tenancies since May 2026

Under the Renters' Rights Act, private tenancies in England have no fixed term. You can leave with two months' notice, and landlords need a legal reason to end one.

Council tax

Set by each borough

For a Band D home in 2026/27 it ranged from £1,028 a year in Wandsworth to over £2,000 in several boroughs. Check the borough before you choose.

Schools

GCSEs and A-levels

State school places depend mostly on where you live, and you apply through your home council. Secondary applications close on 31 October, the year before entry.

Getting around

Tap in, tap out

Use a contactless card or phone on the Tube, buses and trains: daily and weekly caps limit what you pay. Driving into the center costs £18 a day.

Healthcare

NHS England

Register with a local GP practice once you have an address. Prescriptions have a set charge in England, unlike in Scotland.

Relocating for work

Moving to London with your employer

A company move takes care of a lot, but not everything. Here's what to check before you sign, and how we work with employers.

If you're the one moving

Questions to ask about your package

  • Who pays for temporary housing, and for how long?
  • Is there help with finding a school, and with school fees?
  • Will you be paid through UK payroll, US payroll or both, and who prepares your US and UK tax returns?
  • Is there tax equalization, or a tax briefing before you move?
  • Will the company sponsor visas for your whole family and pay the Immigration Health Surcharge?
  • Are shipping, flights home and a settling-in allowance included, and what happens if the assignment ends early?

Leah can help with the practical side, like choosing an area and a school, alongside your relocation company. Tax and visas need qualified specialists, and we can introduce you.

For employers and HR teams

Landfall for employers

We help companies look after American employees and their families moving to the UK: a personal move plan for each family, area and school guidance from someone who has made the same move, and a community to join when they land.

We work alongside your relocation provider and introduce regulated specialists for tax and immigration where they're needed.

Sources. Figures checked in November 2026: UK House Price Index, council tax levels 2026/27, GOV.UK guidance on the Renters' Rights Act and TfL on the Congestion Charge.

General information, not personal tax, financial, legal or immigration advice.